Is a Loan Modification Right for You?

save the dream restarts by shannon grenerA loan modification is a great resource to prevent homeowners suffering from a financial emergency from falling behind on their mortgage payments and becoming a victim of foreclosure. The lawyers at Doucet & Associates have experience assisting homeowners in Ohio apply for a loan modification to help prevent foreclosure. It is very important for homeowners to apply for…

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Stimulating Our Senses with Coffee

 Stimulating Our Senses with Coffee by Shannon GrenerDoucet & Associates recently hosted a coffee tasting for our lawyers and staff. When tasting coffee we like to focus on certain aspects of the coffee and pair the coffees with delicious treats to compliment the various flavors. One aspect we like to focus on is the aroma, or the smell of the coffee. Before tasting each type of coffee, we always take a moment to smell our cups of coffee by holding our cups up close to our noses. Coffees can smell…

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Do you use prepaid money cards? You have 5 new rights

Are You Thinking About Getting Your Child a Debit Card? by shannon grenerPrepaid money cards now have similar protections regarding fraudulent and unauthorized charges as debit and credit cards. The Consumer Financial Protection Bureau (CFPB) developed the new prepaid accounts rule to protect consumers from becoming victims to hidden fees, fraud, and who are overburdened with excessive overdraft fees. Prepaid payroll cards, used for direct deposited paychecks, are also protected…

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Amazon is Refunding Consumers $70 Million

Amazon is Refunding Consumers $70 Million by Shannon GrenerAmazon is refunding their customers $70 million due to unauthorized in-app purchases made by children without their parents’ consent. Typically purchasing an app requires user authorization or official permission, such as a password prompt, to confirm the purchase. After an app was purchased though, children continued to purchase extras inside…

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Having problems with your new lemon vehicle? We can help

Having problems with your new lemon vehicle? We can help by Shannon GrenerIf your brand new vehicle has a major problem that is not getting fixed it may be considered a lemon. In Ohio, vehicles that are under a year old or new vehicles with an odometer that reads less than 18,000 miles are considered a lemon if they have an unrepairable issue. Those new vehicles are protected by the Ohio Lemon Laws. If you need more…

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Dealing with Foreclosure? Watch Out for a Deficiency Judgment

Dealing with Foreclosure? Watch Out for a Deficiency Judgment by shannon grenerA deficiency judgement is the difference between what you still owe on your home in foreclosure and how much the home sold for at a sheriff sale or short sale. If your home sells for less than what you still owe, then you are required to pay the difference or deficiency judgement. The foreclosure defense lawyers…

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Your Credit Score May Surprisingly Rise

your credit score may surprisingly rise by shannon grenerCredit reporting agencies are planning to remove some tax liens and civil debts from your credit report. By doing so, you may see an increase in your credit score if your credit score is currently being penalized by a tax lien or civil debt. TransUnion, Experian, and Equifax are the three biggest credit reporting agencies and…

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