File a Complaint, Save a Life

file a complaint save a life by shannon grenerFiling a complaint about a product or service that you feel is unsafe can help protect yourself and other consumers. Some manufacturers actually appreciate consumer complaints because a complaint can help influence a recall and help protect the company from being liable if their product hurts a consumer. Below you can find more information about how to file different complaints for different types of products such as vehicle complaints, food and drug complaints, and consumer product complaints…

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Do I have 3 days to cancel the transaction in Ohio?

do i have three days to cancel the transaction in ohio by shannon grenerDepending on the type of transaction, a consumer can cancel within three days of the initial transaction and receive a full refund. The lawyers at Doucet & Associates Co., L.P.A. have successful experience handling cases involving consumer law statutes such as the Prepaid Entertainment Contracts Act (PECA), Truth In Lending Act (TILA), Home Solicitation Sales Act (HSSA), and the Ohio Lemon Laws that protect your right to cancel a transaction and a refund. Although most transactions are not protected by a statute with a three-day cancellation right, many consumer transactions involving contracts for specific goods or services are protected…

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Do You Know How to Spot a Card Skimmer?

do you know how to spot a card skimmer by shannon grenerCard skimming is the act of stealing valuable credit or debit card information by using an illegal card reader called a skimming device at ATM machines, gas pumps and other machines. If you swipe or insert a card into a skimming device, important information is stolen from the magnetic strip which allows thieves to illegally access your account and make unauthorized charges. Knowing how to recognize card skimming devices and understanding…

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CitiMortgage and CitiFinancial Servicing Refunding Homeowners $21.4 Million

blog post by shannon grenerCitiMortgage and CitiFinancial Servicing have been fined $28.8 million by the Consumer Financial Protection Bureau for failing to help homeowners avoid foreclosure by using bad loss mitigation practices. Together the Citigroups will refund $21.4 million of the $28.4 million to over 45,000 consumers who were…

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Nissan Recalls 54,000 Vehicles

nissan recalls 54,000 vehicles by shannon grenerThe 2012 Nissan Versa Sedan is being recalled due to airbag problems. The curtain and seat-mounted air bags have a history of unexpectedly deploying when doors are slammed. This could be due to an incorrect propellant mixture for the initiator component used which can result in…

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5 Steps to Get Rid of Your Holiday Debt

5 steps to get rid of your holiday debt by shannon grenerFiguring out how to pay off your holiday debt or other credit card debt can be a daunting, challenging task. Doucet & Associates Co., L.P.A. has created a list of tips and tricks to help you eliminate your debts, become debt free, and avoid receiving calls from debt collectors. If you are already receiving phone calls from debt collectors

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